Salary Calculator (Take-Home Pay)

Gross salary is your total pay before any deductions. Net salary (take-home pay) is what you receive after income tax, Medicare levy, and any other deductions. When comparing job offers, always compare gross salaries. When budgeting, use your net (take-home) figure.

Superannuation is typically quoted separately from salary in Australia. A job advertised at "$95,000 + super" means $95,000 gross salary plus 11.5% superannuation on top. A job advertised at "$95,000 inclusive of super" means super is included in the $95,000, resulting in a lower gross salary. Always clarify which applies when comparing offers.

The Low Income Tax Offset (LITO) reduces the tax payable for individuals earning below $66,667. The maximum offset is $700 for incomes up to $37,500, reducing to nil at $66,667. This calculator includes the LITO in the tax calculation.