Add your assets and liabilities to calculate your net worth. Get a clear picture of your financial position broken down by category.
Net worth is the difference between everything you own (assets) and everything you owe (liabilities). It is the most comprehensive single-number measure of personal financial health. A positive net worth means your assets exceed your debts; a negative net worth means you owe more than you own.
Assets: cash, investments, property, vehicles, business interests. Liabilities: mortgages, loans, credit card balances, student debt.
Net worth benchmarks vary significantly by age, income, and location. A commonly cited rule of thumb is that net worth should equal approximately one times annual income by age 30, three times by 40, and seven times by 55. These are rough guides, not targets. The more important metric is the direction of change: is your net worth growing year over year?
Example: A person with a $750,000 home, $80,000 in super, $30,000 in shares, $15,000 in savings, and a $20,000 car has total assets of $895,000. With a $550,000 mortgage, $12,000 car loan, and $3,000 credit card balance, total liabilities are $565,000. Net worth: $330,000.
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Acquiry. (2026). Net worth calculator. Acquiry Knowledge Hub. https://www.acquiry.com/knowledge/net-worth-calculator/
https://www.acquiry.com/knowledge/net-worth-calculator/
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