/* Restored from discovery/phase1/raw_html/%2Fknowledge%2Fdebt-payoff-calculator%2F.html — page styles (do not strip) */
.calc-hero{background:linear-gradient(135deg,#0a1628 0%,#1a2f5e 100%);color:#fff;padding:80px 0 60px}
    .calc-hero .eyebrow{color:#3b82f6;font-size:0.75rem;font-weight:700;letter-spacing:0.12em;text-transform:uppercase;margin-bottom:12px}
    .calc-hero h1{font-size:clamp(2rem,4vw,3rem);font-weight:800;margin-bottom:16px;line-height:1.15}
    .calc-hero .hero-sub{font-size:1.1rem;opacity:0.8;max-width:600px;margin-bottom:24px}
    .hero-badges{display:flex;flex-wrap:wrap;gap:10px}
    .hero-badge{background:rgba(255,255,255,0.1);border:1px solid rgba(255,255,255,0.2);border-radius:20px;padding:5px 14px;font-size:0.78rem;color:rgba(255,255,255,0.85)}
    .calc-section{padding:60px 0}
    .input-panel{background:#fff;border:1px solid #e5e7eb;border-radius:16px;padding:32px;box-shadow:0 4px 24px rgba(0,0,0,0.06);margin-bottom:32px}
    .input-panel h2{font-size:1.1rem;font-weight:700;color:#0a1628;margin-bottom:24px;padding-bottom:12px;border-bottom:2px solid #3b82f6}
    .debt-list{margin-bottom:20px}
    .debt-row{display:grid;grid-template-columns:2fr 1fr 1fr 1fr auto;gap:10px;align-items:center;margin-bottom:10px}
    @media(max-width:700px){.debt-row{grid-template-columns:1fr 1fr;gap:8px}}
    .debt-row input{border:1.5px solid #d1d5db;border-radius:8px;padding:8px 12px;font-size:0.88rem;outline:none;transition:border-color 0.2s;width:100%}
    .debt-row input:focus{border-color:#3b82f6}
    .debt-row label{font-size:0.72rem;color:#6b7280;font-weight:600;text-transform:uppercase;letter-spacing:0.06em;display:block;margin-bottom:3px}
    .debt-header{display:grid;grid-template-columns:2fr 1fr 1fr 1fr auto;gap:10px;margin-bottom:8px}
    @media(max-width:700px){.debt-header{display:none}}
    .debt-header span{font-size:0.72rem;font-weight:700;color:#6b7280;text-transform:uppercase;letter-spacing:0.06em}
    .remove-btn{background:#fee2e2;border:none;border-radius:6px;width:32px;height:32px;cursor:pointer;color:#ef4444;font-size:1.1rem;font-weight:700;display:flex;align-items:center;justify-content:center;transition:background 0.2s;flex-shrink:0}
    .remove-btn:hover{background:#fecaca}
    .add-debt-btn{background:#eff6ff;border:1.5px dashed #93c5fd;border-radius:8px;padding:10px;width:100%;cursor:pointer;color:#3b82f6;font-size:0.88rem;font-weight:600;transition:all 0.2s;margin-bottom:20px}
    .add-debt-btn:hover{background:#dbeafe}
    .extra-payment-row{display:flex;align-items:center;gap:16px;margin-bottom:20px;flex-wrap:wrap}
    .extra-payment-row label{font-size:0.88rem;font-weight:600;color:#374151;white-space:nowrap}
    .extra-payment-row .input-row{display:flex;align-items:center;border:1.5px solid #d1d5db;border-radius:8px;overflow:hidden}
    .extra-payment-row .input-row:focus-within{border-color:#3b82f6}
    .input-prefix{background:#f9fafb;padding:0 10px;font-size:0.88rem;color:#6b7280;height:40px;display:flex;align-items:center;border-right:1px solid #e5e7eb}
    .extra-payment-row input{border:none;outline:none;padding:0 10px;height:40px;font-size:0.9rem;width:100px}
    .calc-btn{background:linear-gradient(135deg,#3b82f6,#1d4ed8);color:#fff;border:none;border-radius:8px;padding:14px 32px;font-size:1rem;font-weight:700;cursor:pointer;transition:opacity 0.2s}
    .calc-btn:hover{opacity:0.9}
    .results-panel{display:flex;flex-direction:column;gap:24px}
    .comparison-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
    @media(max-width:600px){.comparison-grid{grid-template-columns:1fr}}
    .method-card{background:#fff;border:2px solid #e5e7eb;border-radius:16px;padding:28px}
    .method-card.avalanche{border-color:#3b82f6}
    .method-card.snowball{border-color:#f59e0b}
    .method-card.winner{box-shadow:0 0 0 3px rgba(59,130,246,0.3)}
    .method-badge{display:inline-block;padding:3px 10px;border-radius:12px;font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em;margin-bottom:12px}
    .avalanche .method-badge{background:#eff6ff;color:#1d4ed8}
    .snowball .method-badge{background:#fffbeb;color:#d97706}
    .method-card h3{font-size:1.1rem;font-weight:800;color:#0a1628;margin-bottom:4px}
    .method-card .method-sub{font-size:0.82rem;color:#6b7280;margin-bottom:20px}
    .method-stat{margin-bottom:12px}
    .method-stat .ms-label{font-size:0.75rem;font-weight:600;color:#6b7280;text-transform:uppercase;letter-spacing:0.06em;margin-bottom:2px}
    .method-stat .ms-value{font-size:1.4rem;font-weight:800;color:#0a1628}
    .method-stat .ms-value.good{color:#10b981}
    .method-stat .ms-value.warn{color:#f59e0b}
    .winner-badge{background:#d1fae5;color:#065f46;border-radius:8px;padding:8px 12px;font-size:0.82rem;font-weight:700;margin-top:12px;text-align:center}
    .chart-card{background:#fff;border:1px solid #e5e7eb;border-radius:16px;padding:28px;box-shadow:0 2px 12px rgba(0,0,0,0.04)}
    .chart-card h3{font-size:0.95rem;font-weight:700;color:#0a1628;margin-bottom:20px}
    .chart-tabs{display:flex;gap:8px;margin-bottom:16px;flex-wrap:wrap}
    .chart-tab{padding:6px 14px;border-radius:20px;font-size:0.8rem;font-weight:600;cursor:pointer;border:1.5px solid #e5e7eb;background:#fff;color:#6b7280;transition:all 0.2s}
    .chart-tab.active{background:#3b82f6;border-color:#3b82f6;color:#fff}
    .table-card{background:#fff;border:1px solid #e5e7eb;border-radius:16px;overflow:hidden;box-shadow:0 2px 12px rgba(0,0,0,0.04)}
    .table-header{display:flex;justify-content:space-between;align-items:center;padding:20px 24px;border-bottom:1px solid #e5e7eb;flex-wrap:wrap;gap:12px}
    .table-header h3{font-size:0.95rem;font-weight:700;color:#0a1628;margin:0}
    .table-tabs{display:flex;gap:8px}
    .table-tab{padding:5px 12px;border-radius:6px;font-size:0.78rem;font-weight:600;cursor:pointer;border:1.5px solid #e5e7eb;background:#fff;color:#6b7280}
    .table-tab.active{background:#0a1628;border-color:#0a1628;color:#fff}
    .export-btn{background:#f3f4f6;border:1px solid #e5e7eb;border-radius:6px;padding:6px 14px;font-size:0.8rem;font-weight:600;color:#374151;cursor:pointer}
    .table-wrap{overflow-x:auto;max-height:400px;overflow-y:auto}
    table.data-table{width:100%;border-collapse:collapse;font-size:0.85rem}
    table.data-table th{background:#f9fafb;padding:10px 16px;text-align:right;font-weight:700;color:#374151;border-bottom:2px solid #e5e7eb;white-space:nowrap;position:sticky;top:0}
    table.data-table th:first-child{text-align:left}
    table.data-table td{padding:9px 16px;text-align:right;border-bottom:1px solid #f3f4f6;color:#374151}
    table.data-table td:first-child{text-align:left;font-weight:600;color:#0a1628}
    table.data-table tr:hover td{background:#f9fafb}
    table.data-table tr.debt-paid td{background:#d1fae5}
    .doc-section{padding:60px 0;background:#f9fafb}
    .doc-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px}
    @media(max-width:768px){.doc-grid{grid-template-columns:1fr}}
    .doc-card{background:#fff;border:1px solid #e5e7eb;border-radius:16px;padding:32px}
    .doc-card h3{font-size:1rem;font-weight:700;color:#0a1628;margin-bottom:16px;padding-bottom:10px;border-bottom:2px solid #3b82f6}
    .doc-card p,.doc-card li{font-size:0.9rem;color:#4b5563;line-height:1.7}
    .doc-card ul{padding-left:20px;margin-top:8px}
    .formula-box{background:#0a1628;color:#e2e8f0;border-radius:10px;padding:20px;font-family:monospace;font-size:0.85rem;margin:12px 0;line-height:1.6}
    .faq-section{padding:60px 0}
    .faq-item{border:1px solid #e5e7eb;border-radius:12px;margin-bottom:12px;overflow:hidden}
    .faq-q{padding:18px 24px;font-weight:600;color:#0a1628;cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-size:0.95rem;background:#fff}
    .faq-q::after{content:"+";font-size:1.2rem;color:#3b82f6;font-weight:700}
    .faq-item.open .faq-q::after{content:"−"}
    .faq-a{display:none;padding:0 24px 18px;font-size:0.9rem;color:#4b5563;line-height:1.7}
    .faq-item.open .faq-a{display:block}
    .educator-section{padding:60px 0;background:linear-gradient(135deg,#0a1628 0%,#1a2f5e 100%);color:#fff}
    .educator-section h2{font-size:1.8rem;font-weight:800;margin-bottom:8px}
    .educator-section .sub{opacity:0.8;margin-bottom:40px;font-size:1rem}
    .educator-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}
    @media(max-width:768px){.educator-grid{grid-template-columns:1fr}}
    .edu-card{background:rgba(255,255,255,0.08);border:1px solid rgba(255,255,255,0.15);border-radius:16px;padding:28px}
    .edu-card h3{font-size:0.9rem;font-weight:700;text-transform:uppercase;letter-spacing:0.08em;color:#93c5fd;margin-bottom:16px}
    .code-block{background:rgba(0,0,0,0.3);border-radius:8px;padding:14px;font-family:monospace;font-size:0.8rem;color:#e2e8f0;line-height:1.6;word-break:break-all;margin-bottom:12px}
    .copy-btn{background:#3b82f6;color:#fff;border:none;border-radius:6px;padding:8px 16px;font-size:0.8rem;font-weight:600;cursor:pointer}
    .edu-features{list-style:none;padding:0;margin:0}
    .edu-features li{padding:8px 0;border-bottom:1px solid rgba(255,255,255,0.1);font-size:0.88rem;color:rgba(255,255,255,0.85);display:flex;align-items:center;gap:8px}
    .edu-features li::before{content:"✓";color:#34d399;font-weight:700}
    .related-section{padding:60px 0;background:#f9fafb}
    .related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
    @media(max-width:768px){.related-grid{grid-template-columns:1fr}}
    .related-card{background:#fff;border:1px solid #e5e7eb;border-radius:12px;padding:24px;text-decoration:none;transition:box-shadow 0.2s,transform 0.2s;display:block}
    .related-card:hover{box-shadow:0 8px 32px rgba(0,0,0,0.1);transform:translateY(-2px)}
    .related-card .rc-cat{font-size:0.7rem;font-weight:700;text-transform:uppercase;letter-spacing:0.1em;color:#3b82f6;margin-bottom:8px}
    .related-card h3{font-size:0.95rem;font-weight:700;color:#0a1628;margin-bottom:8px}
    .related-card p{font-size:0.82rem;color:#6b7280;line-height:1.5}